Home Purchase

Looking for your first home? 
Buying a home is an exciting time! You’re about to take a big stepso you’ll definitely need some advice from a mortgage professional. You can count on us to;

  • Give you the facts your bank won’t tell you when financing your next purchase.
  • Provide access to multiple lenders.
  • Help you find the best possible rates and mortgage options to secure your dream home.

Our best advice?
Begin a conversation with a mortgage professional in your area.

Need a pre-approval before you go house hunting?
Find out how much you can afford before you go house hunting! This will keep you focused on shopping for homes within your price range. If you obtain a preapproved mortgage, you’ll know your approval amount, can determine a budget and your rate is guaranteed for a specific period of time. If you don’t qualify for a pre-approved mortgage, we’ll be able to help you estimate a mortgage-qualifying amount.


Sometimes, the home of your dreams is the one you already own.
Maybe the home of your dreams is the one you already own. Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool in the backyard! A record number of Canadians, have taken advantage of the historically low mortgage rates and rising real estate values by tapping into their home equity through equity take-outs.There’s never been a better time, to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the renovations and improvements you’ve been dreaming about!

Are you in over your head with debt and looking for a way out? Perhaps the best option is to use the equity in your home to pay out your debt and start the journey back to financial recovery.

Mortgage Renewal

Congratulations on your maturing mortgage; now let us help you get a better rate!
If your mortgage renewal is fast approaching then you’ll soon be at an important financial milestone. Now’s a great time to look at the many innovative options and competitive rates available. Just prior to renewal dates, lenders send out renewal forms to those with good payment histories, resulting in 70% of homeowners sending it back without asking any questions.

In today’s hectic world, that can be the easiest and best route, but you should ask yourself some questions before you sign on the dotted line. This could be an important moment of opportunity. Maybe your mortgage needs have changed and this is the time to decide. For example, you may want to consolidate high interest debt with your mortgage or you may want to tap some of your home equity for a renovation project. Perhaps, you’reconsidering a cottage or vacation property.

Are you confident you will get optimal best rate at renewal? Having multiple lenders compete for your business is a great way to ensure you get the best rate for your situation. We deal with multiple lending institutions, including major banks, credit unions, trusts and other national and regional lenders, which means we can put significant negotiating power behind finding the best mortgage to meet your specific needs.

Repairing Your Credit

Bad credit rating can be gut-wrenching and humiliating , but we have options!
“Life is what happens when you’re busy making other plans” and sometimes things get out of control. A  bad credit rating can be gut-wrenching and humiliating,  as well as just plain bad news. We see all kinds of credit ratings every day and  have the strategies to help improve and even heal, damaged credit. You may be surprised to know that you can still obtain a mortgage.

Whether you’ve had a bankruptcy or your credit is only slightly bruised, you can obtain financing. As mortgage professionals, we have access to non-traditional lenders who offer financing solutions to individuals who have some credit challenges that cannot be addressed by the major financial institutions. Together we can quickly assess your situation and decide on the best way to move forward. The worst thing you can do is to do nothing.

If you want to find out more about alternative mortgage options, consider our bandage solutions.

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