RTS Mortgage Financial

How to Boost Your Credit Score in 60 Days: Expert Tips for Financial Success

Boost your credit score in 60 days with these expert tips. Improve your financial opportunities, secure better mortgage rates, and unlock homeownership with a higher credit score. Having good credit is the difference between being boxed in and having options! It has never been more important to maintain good credit. From home purchases to buying a car, bad credit can interfere with your efforts to move forward in life. It can even hinder your job prospects. Having a good credit score can significantly impact your ability to seize great opportunities. Let’s explore some tips on how to boost your credit score in 60 days.

In my field, credit is of utmost importance. I’ve helped many clients and community youth build and maintain their credit scores. As a mortgage broker, my primary focus is on homeownership; however, clients have discovered that maintaining good credit also opens doors to other financial opportunities. Here are some tips on maintaining and boosting your credit:

  • Keep your credit balances below 50%.
  • You have to use it to build it! (Utilization is extremely important to boost your credit score.)
  • Avoid closing your credit card accounts, especially if they have a good credit history, as this can affect your ability to secure the best mortgage rates if you do not have good credit.

If you want to boost your credit score, it’s essential to consistently practice these habits. For more information, contact us directly at kj@rstmortgagefinancial.com or 647-580-7421. You can also register for our monthly mortgage seminar, where we start the presentation with building and maintaining good credit and strategies to boost your credit score.